
652 BISHOP BAY LOOP, APOPKA, FL, 32712
Active1 days on marketListed Jul 30, 2026MLS #O6429331
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Sat, Aug 1
11:00 AM – 2:00 PM
About this home
652 BISHOP BAY LOOP
Welcome home to this beautifully upgraded 4-bedroom, 3.5-bath home offering 2,643 square feet of thoughtfully designed living space on an impressive .42-acre homesite. From the moment you step inside, you'll appreciate the soaring ceilings, abundant natural light, and custom features that make this home truly stand out. Just off the entry is a dedicated home office complete with built-in desks, storage, and sliding interior doors, creating the perfect work-from-home space. Custom entryway cabinetry provides both style and practical storage. At the heart of the home, the open-concept kitchen, dining, and family room are designed for both everyday living and entertaining. The kitchen is sure to impress with stainless steel appliances, granite countertops, an extended island with ample seating and workspace, and an abundance of cabinetry, making it ideal for everyone from the casual cook to the culinary enthusiast. The adjoining dining and living areas create a seamless gathering space, while custom built-in shelving and entertainment cabinetry add character and functionality. Sliding glass doors open to a covered paver patio overlooking the expansive backyard, offering endless possibilities for outdoor enjoyment. The first-floor primary suite provides a private retreat featuring a spacious walk-in closet and an ensuite bath with dual vanities, upgraded granite countertops, taller cabinetry, and an oversized walk-in shower. Upstairs, you'll find a versatile loft that offers exceptional flexibility for a media room, game room, or second living area, along with three spacious secondary bedrooms, including one with a private ensuite bath while the remaining two share a full bath. Additional highlights include upgraded granite in all full bathrooms, a generously sized laundry room with cabinetry, shelving, and countertop workspace, extensive storage throughout, and numerous builder and owner enhancements. Beyond the home, residents enjoy convenient access to Apopka's celebrated outdoor lifestyle, including Wekiwa Springs State Park, Kelly Park and Rock Springs Run, along with shopping, dining, and entertainment options nearby. The Northwest Recreation Complex and Apopka Amphitheater are also just a short drive away, offering community events, festivals, and the popular free Saturday Sounds concert series throughout much of the year, making it easy to enjoy the vibrant lifestyle that has made Apopka one of Central Florida's most desirable places to call home.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,643
Sqft
0.42 ac
Lot size
2
Garage
2017
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,028 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,028/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
Days on market
1 vs 28 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32712 — neighborhood snapshot
Population
49,522
Median age
41.9
Median income
$106,264
Median home value
$389,900
Avg household
3.04
Households w/ children
5,838
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $415K
Apopka median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Melinda Manges Iosua
Director, Agent Recruiting · CENTURY 21 Edge
Tours, negotiation, and every question about 652 BISHOP BAY LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 652 BISHOP BAY LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
652 BISHOP BAY LOOP FAQs
What would the monthly payment be for 652 BISHOP BAY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,028/mo — principal and interest, the actual property-tax bill, the $107/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 652 BISHOP BAY LOOP?+
The association fee works out to $107 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 652 BISHOP BAY LOOP?+
The most recent tax bill on record (2025) was $4,504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 652 BISHOP BAY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $535,000, this home is listed about 19% above the Apopka median of $448,952. The market section on this page shows how the area is trending.
Which schools are assigned to 652 BISHOP BAY LOOP?+
Apopka Middle (middle), Dream Lake Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of UNITED REAL ESTATE PREFERRED · Vanessa Boyd. MLS #O6429331.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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