Melinda Manges Iosua

450 PINE LOOP, FROSTPROOF, FL, 33843

Active160 days on marketListed Feb 13, 2026MLS #TB8476310

LILY LAKE GOLF & RV RESIDENCE PH I

About this home

450 PINE LOOP

Beautiful Vacant RV Lot in Highly Desired Lily Lake Golf & RV Resort This impeccably maintained, move-in-ready residential RV lot offers the perfect blend of comfort, convenience, and year-round Florida sunshine. Whether you’re seeking full-time RV living or a warm winter escape, this beautifully improved lot is ready for you to pull in, settle down, and start enjoying the Lily Lake lifestyle. --- Property Highlights • Generous lot size: 40 × 75 × 40 × 75 • Fully prepared and ready for your RV — just park, plug in, and relax • Spacious layout with plenty of room for your RV, a vehicle, and your golf cart • Attractive paver surround completely encircling the lot, including a lovely back patio added within the last three years • Private shed included, complete with a stackable washer and dryer • Inviting shaded sitting area — perfect for relaxing outdoors, watching golfers cruise by, or enjoying friendly chats with neighbors • Ideal for golf cart living: zip around the resort, head to dinner, or enjoy a sunset ride Lifestyle & Community Amenities Lily Lake is known for its warm, welcoming atmosphere and resort-style amenities that make every day feel like a vacation. • Clubhouse with year-round access • Pickleball, shuffleboard, tennis, and cornhole • Sparkling swimming pool with hot tub • Refreshing showers for rinsing off after a pool day • Library, laundry facilities, and a small fitness center • Vibrant winter activity schedule with games, gatherings, and social events • A handful of year-round residents keep the community lively even in summer Make It Your Own Decorate your lot for every season, add beautiful potted plants, or create your own cozy outdoor oasis. This space is a blank canvas ready for your personal touch — a place that instantly feels like home. --- Why You’ll Love This Lot • Completely ready for immediate use • Beautiful improvements and thoughtful upgrades • Perfect for seasonal or full-time Florida living • Located in a friendly, active, beautifully maintained gated community • Endless opportunities to relax, socialize, and enjoy the sunshine

Facts & features

The home at a glance

0.07 ac

Lot size

Inside

Outside & construction

Community & fees

HOA fee$206/mo
Taxes (2025)$672/yr
PetsNo
CommunityDog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Racquetball

Utilities & systems

UtilitiesCable Available · Cable Connected · Electrical Nearby · Electricity Available · Other · Public · Sewer Available · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$928 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$471
FHA mortgage insurance (est.)$35
Property tax — 2025 actual bill$56
HOA fee — from the listing$206
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,800
Interest rate6.00%
Loan term

Estimated payment

$928/mo

Principal & interest$471
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$56
HOA / condo fee$206
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Frostproof

Map of 450 PINE LOOP

Drive times from this address

Walt Disney World61 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Frostproof. See the full Frostproof guide →

FROSTPROOF 33843 — neighborhood snapshot

Population

11,072

Median age

53.4

Median income

$51,358

Median home value

$107,900

Avg household

2.45

Households w/ children

742

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Frostproof market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$220K$245K

Frostproof median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the FROSTPROOF 33843 median. See the full Frostproof market guide →

Paper trail

This home's history

Feb 13, 2026Listed at $80,000 · 160 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Melinda Manges Iosua

Your agent

Melinda Manges Iosua

Director, Agent Recruiting · CENTURY 21 Edge

Tours, negotiation, and every question about 450 PINE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 450 PINE LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

450 PINE LOOP FAQs

What would the monthly payment be for 450 PINE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $928/mo — principal and interest, the actual property-tax bill, the $206/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 450 PINE LOOP?+

The association fee works out to $206 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 450 PINE LOOP?+

The most recent tax bill on record (2025) was $672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 450 PINE LOOP?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Frostproof?+

At $80,000, this home is listed about 71% below the Frostproof median of $274,950. The market section on this page shows how the area is trending.

Which schools are assigned to 450 PINE LOOP?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Robin Coleman. MLS #TB8476310.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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