
805 E SHELL POINT ROAD, RUSKIN, FL, 33570
Active1 days on marketListed Jul 27, 2026MLS #TB8530653
About this home
805 E SHELL POINT ROAD
Virtually Staged. RARE REDEVELOPMENT OPPORTUNITY on an oversized 0.56-acre lot with NO HOA and city water and sewer already in place! Located in the growing Ruskin area and zoned RDC-12 (Res Dup Conv. 12 Uts/Acre-Rdc-12), this property offers exceptional possibilities for homeowners, builders and investors. Renovate or expand the existing 2-bedroom, 1-bath home, subdivide the land and add another home or duplex, or explore removing it and building new. The fenced lot provides ample space and flexibility for a custom residence, multigenerational home, income-producing property or potential redevelopment project. Seller records indicate that the property previously received approvals related to subdividing the parcel into two lots, with proposed development involving a duplex and/or single-family residence. Prior approvals may have expired or may no longer apply. Buyers must independently verify zoning, allowable uses, density, subdivision potential, setbacks, utilities and all building or development requirements with Hillsborough County and other appropriate governmental authorities. Some listing images are virtually enhanced or digitally rendered to illustrate possible renovations and redevelopment concepts. These images are provided for inspiration only, do not depict the property’s current condition and are not representations or guarantees of what may be constructed or approved. The existing home requires substantial renovation but benefits from documented roof repairs completed in 2023 and an A/C system reportedly installed in 2024. Buyers should independently verify the age, condition and remaining useful life of all improvements and systems. Surrounded by newer construction and situated within an established neighborhood, this property combines location, utilities and land size—three features increasingly difficult to find together. Conveniently located near shopping, dining, major roadways and Tampa Bay attractions. Whether you envision renovating the existing home, creating a custom residence or pursuing a redevelopment opportunity, 805 E Shell Point Road is ready for your vision. Schedule your showing and explore the possibilities!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
897
Sqft
0.55 ac
Lot size
1940
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,048 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,048/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RUSKIN CITY MAP OF
$278 vs $220
Days on market
1 vs 51 typical
Where $278/sqft sits among the 6 homes for sale in RUSKIN CITY MAP OF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
3 of 6
RUSKIN CITY MAP OF have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 805 E SHELL POINT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$120,000
310 2ND AVENUE NW · same community
2 bd · 1 ba · 812 sqft · $148/sqft · 119 DOM
Sold · Dec ’25$239,900
106 5TH STREET NW · same community
2 bd · 1 ba · 768 sqft · $312/sqft · 82 DOM
Sold · Jan ’26$245,000
402 8TH STREET SW · same community
2 bd · 2 ba · 1,298 sqft · $189/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Melinda Manges Iosua
Director, Agent Recruiting · CENTURY 21 Edge
Tours, negotiation, and every question about 805 E SHELL POINT ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 805 E SHELL POINT ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
805 E SHELL POINT ROAD FAQs
What would the monthly payment be for 805 E SHELL POINT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,048/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 805 E SHELL POINT ROAD?+
The most recent tax bill on record (2025) was $3,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 805 E SHELL POINT ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $249,000, this home is listed about 29% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 805 E SHELL POINT ROAD?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA'S 1ST CHOICE RLTY LLC · Rich Shelley. MLS #TB8530653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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